Richmond, Sugar Land, Fort Bend and Southwest Houston Weather
Let?s face it--the phrase ?We enjoy four full seasons? is often a euphemism for ?Br-r-r-r! It is cold and snowy in the winter.? We don?t know about you, but we can live without that! If we want snow, we will travel to a ski resort! Here in the Richmond, Sugar Land, Fort Bend and Southwest Houston area we are blessed with a climate that is warm enough to enjoy the great outdoors almost year round. Although we do have a winter, it is relatively short and mild. Mostly our area is known for warmth and sun. Feel free to peek at our local forecast via the web site featured on this page. Request our Free Richmond, Sugar Land, Fort Bend and Southwest Houston area Relocation Package. It's packed full of useful and important information. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out...
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First Time Buyers >Credit Card Traps
It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.
The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.
If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!
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| Q |
What document must lenders provide within three days of receiving your application for financing?
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| A |
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan. |
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- NUMBER1EXPERT™ 
