Richmond, Sugar Land, Fort Bend and Southwest Houston real estate and homes for sale in Texas - Marta Mohan, REALTOR® Marta Mohan REALTOR(r) for Richmond, Sugar Land, Fort Bend and Southwest Houston, Texas real estate - NUMBER1EXPERT™ Marta Mohan NUMBER1EXPERT(tm) for Richmond, Sugar Land, Fort Bend and Southwest Houston, Texas real estate

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Marta Mohan, REALTOR®, real estate agent and broker for Richmond, Sugar Land, Fort Bend and Southwest Houston Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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About Me: Richmond, Sugar Land, Fort Bend and Southwest Houston Texas home buying, real estate listings, and homes for sale in Fort Bend                      County, TX
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?

A 
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Marta Mohan, REALTOR®, real estate agent and broker for Richmond, Sugar Land, Fort Bend and Southwest Houston Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Marta Mohan
Coldwell Banker United

14033 S.W. Freeway, Suite 702
Sugar Land, TX. 77478
Phone: 713-851-2241
Fax: 281-754-4431
Email: fortbend-realestate@MartaMohan.com

Marta Mohan is the NUMBER ONE AGENT in Fort Bend County. Marta along with her team offer the highest level of service. This high touch - high tech service offers the best of both worlds. For references and information about our fabulous service and credentials check the resume and testimonials right here on my website, then look further for information on the fabulous master planned communities, numerous golf courses, lakes, parks, shopping… The wonderful lifestyle in our little slice of TEXAS!

ABREqual HousingMLSREALTOR


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