Read What People Are Saying About Me
I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
Great Team
"Her upbeat personable approach and her assistant Christie were great. They make an exceptional team.
Mr. & Mrs. Dennis Keyes
Marta Was Tops
?She was very professional, optimistic, knowledgeable, enthusiastic, friendly and upbeat from start to finish.?
Margaret Wartemann
Top Notch
"Marta is truly a professional in her field and I would sincerely say she is 'Tops'."
Ms. Eleanor Elder
Very Helpful
"She keeps you very informed and communicates very well. Very helpful at closing."
Mr. & Mrs. Jerry McElwee
Very Professional
"She was extremely knowledgeable and professional. We enjoyed our relationship with Marta."
Mr. & Mrs. Kenneth Rose
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
Who is considered the world's most renowned living architect?
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| A |
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989). |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
